UPI now moves more money every year than most national infrastructure projects ever will. ₹230 trillion in transactions is not a fintech milestone. It is the backbone of India’s retail economy, quietly powering daily commerce, household payments, small businesses, transport systems, and even
India’s central bank has quietly made one of the most economically consequential proposals in recent BRICS discussions. By urging the government to place interoperability of central bank digital currencies on the BRICS agenda, the Reserve Bank of India is not chasing ideological headlines or currency symbolism. It is targeting a very old and very expensive […]
India’s digital economy was supposed to be a story of empowerment — of chaiwalas flashing QR codes, fruit vendors skipping change hassles, and small businesses riding the wave of UPI-powered inclusion. But just when the country seemed to be turning the corner on cash, the bureaucracy decided to remind everyone who’s really in charge. The […]
India has emerged as the world’s fastest digital payments market, largely driven by the widespread use of the Unified Payments Interface (UPI). According to recent global financial assessments, India now records over 18 billion UPI transactions every month, making it the largest real-time retail payments system globally by volume. Cash and Card Use on the […]















