Business Finance

August UPI Hits Record 20B Transactions Despite Gaming Ban

UPI crossed a new milestone in August 2025 by processing 20.01 billion transactions in a single month. This marked the first time UPI volume went past the 20 billion mark. The total transaction value was ₹24.85 lakh crore, slightly lower than July’s ₹25.08 lakh crore. On average, UPI handled 645 million transactions a day, amounting to ₹80,177 crore daily.

Gaming Ban Cuts Value

The government’s ban on online real-money gaming in mid-August caused a sharp decline in UPI value. Within just nine days of the ban, transactions worth about ₹2,500 crore were lost, reflecting the large share gaming had in UPI-based payments.

Broader Growth Trend

Despite the dip linked to gaming, UPI continues its strong growth trajectory. Both usage and adoption remain robust, with year-on-year transaction value rising by 21%. UPI has reinforced its place as India’s primary digital payments system, becoming central to everyday financial transactions.

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